Last Updated: February 25, 2025
By using this website (https://honeycoin.app), any of our websites, or services, you agree to these Terms of Service. These Terms of Service, along with our Merchant Terms of Service, Privacy Policy, and any other terms and conditions that apply to our services, form a legally binding agreement between you and HoneyCoin, Inc. ("HoneyCoin") and govern your access to and use of all our products and services. Please read these Terms of Service carefully before you start to use the Services. This document details our obligations to you and highlights certain risks in using our services. You will be bound by the provisions of this Agreement through your use of this website or any of our services.
HoneyCoin is a software technology company that provides financial services and lifestyle solutions to consumers and businesses in partnership with licensed payment service providers or as the directly licensed payment service provider, HoneyCoin offers utility and commerce payment solutions across Africa, Europe, the US, & Canada. We help users worldwide accept and receive payments for goods and services, pay for utilities and gift cards, and spend globally in their local African currencies.
We are an independent contractor for all purposes, providing this website and our services on an independent service provider basis. We do not have control over or assume the liability or legality for the products or services that are paid for with our service. We do not guarantee any user's identity and cannot ensure that a merchant or customer will complete a transaction.
HoneyCoin offers financial services aggregation that allows you to authorize payments to purchase goods and services online. We are not a bank and but offer banking services as defined by the Banks and Other Financial Institutions Act, 2020 through licensed and regulated banking institutions.
The channels through which we offer our services include a web and mobile application made available through our website or other platforms (the "App" or "Application"), an Application Programming Interface (the "API"), and other features or content which we offer now and may be offered in the future, in connection with the website, the Application or Checkout (collectively referred to as the "Services").
You may use the Services only if you agree to form a binding contract with HoneyCoin by registering/opening an account with us and are not a person barred from receiving services under the laws of the applicable jurisdiction or from any sanctioned jurisdiction. If you are accepting these Terms and using the Services on behalf of a company, business, or organization, you represent and warrant that you are authorized to do so and have the authority to bind such entity to these Terms.
By using the Services, you represent that:
a) You have attained the age of 18 years;
b) You are of sound mind and have the capacity to enter into a legally binding contract;