Last Reviewed: February 25th, 2025
1. Scope
This Privacy Policy describes how HoneyCoin, Inc. and any affiliated subsidiaries ("HoneyCoin," "we," "us," or "our") handles your personal information for our Services, which include banking services, cross-border payments, treasury management, and related financial services provided through the HoneyCoin websites, applications, APIs, and other platforms (collectively, the "Services"). This policy applies to information collected on the HoneyCoin website (https://honeycoin.app), mobile applications, and related content (collectively, the "Site" or "Sites").
This Privacy Policy applies regardless of the means used to access or provide information through the Sites. Capitalized terms used in this Privacy Policy shall have the meaning set forth herein or in the User Agreement posted on the Site.
If you established a HoneyCoin account before February 25, 2025, this Privacy Policy is effective as of that date. For all other individuals, this Privacy Policy is effective immediately.
2. Types of Data We Collect
We may collect and store the following Personal Data:
Information You Provide to Us
- Identity and Contact Information: Your name, date of birth, user ID, email address, postal address, phone number, and contact lists
- Financial and Account Information: Bank account details, payment card information, financial account information, transaction history, account balances, payment details, billing information, tax identification number, and credit information
- Identity Verification Information: Government-issued identification documents (such as passports, driver's licenses, or national ID cards), tax identification numbers, utility bills, and other information required to verify your identity and comply with regulatory requirements including Know Your Customer (KYC) and Anti-Money Laundering (AML) regulations
- Authentication Information: Passwords, security questions and answers, and biometric information used for authentication purposes
- Profile Information: Information in your user profile, preferences, account settings, and responses to surveys or questionnaires
- Communication Information: Information provided in communications with us, including customer support inquiries, dispute resolution requests, and feedback
- Transaction Information: Data about transactions conducted through our Services, including transaction amount, date, time, recipient details, and transaction descriptions
- Marketing Information: Your preferences for receiving marketing communications and details about how you engage with our marketing
Information We Collect About Users
We may collect information about customers from or on behalf of our payment service partners. The partners determine the scope of the information we collect on their behalf, that they transfer to us, or that we otherwise collect, and the information we receive may vary by user. Typically, this includes:
- Transactional information based on your activities on the site
- Payment information, such as credit card numbers and banking information