This Annex sets out categories of businesses, products, and activities that are

strictly prohibited from accessing or utilizing the Company’s financial products, services, or payment infrastructure. The purpose of this schedule is to ensure compliance with applicable

anti-money laundering (AML), counter-terrorism financing (CFT),sanctions, and regulatory requirements, and to safeguard the Company from legal, reputational, and operational risk

This applies to Honey Coin Inc, its subsidiaries and its affiliates also:

• Merchants, partners, agents, and clients seeking to use the Company’s products and services;
• Transactions processed through the Company’s systems;
• Third-party service providers operating under contractual arrangements with the Company.

Illegal or Unlicensed Activities

The Company shall not engage, directly or indirectly, with businesses or individuals involved in:

• Narcotics and Controlled Substances – Production, sale or distribution of illegal drugs and related paraphernalia. (E.g. narcotics trafficking, synthetic opioids, unlicensed dispensaries).
• Weapons and Explosives – Manufacture, sale or financing of firearms, ammunition, explosives, dual-use military goods, or war materials
• Human Trafficking and Exploitation – Financing or facilitation of trafficking in persons (including forced labor or sexual exploitation).
• Smuggling and Illicit Trade – Illegal trade in stolen vehicles, contraband cigarettes or alcohol, cultural artifacts, or endangered species parts (e.g. ivory, rhino horn, trafficking of protected wildlife)
• Terrorist Financing and Proliferation – Funds to or from individuals/groups designated as terrorists, WMD proliferators, or sanctioned regimes (e.g. transactions involving Iran, North Korea, Syria, Russian military support, etc.)(OFAC/UN prohibits dealing with any person or state on its sanctions lists)
• Money Laundering and Structuring Services – Service providers facilitating laundered funds (such as unlicensed money transmitters, Hawala-style networks, “shell” companies for layering proceeds) and schemes to evade AML laws. (Banks block clients suspected of layering or large cash structuring.)
• Counterfeiting and IP Crime – Sale or financing of counterfeit currency or goods (pirated software, fake branded products)
• Fraud and Deception – Investment or insurance scams, advance-fee frauds, Ponzi/pyramid schemes identity theft or credit card fraud operations.
• Tax Evasion and Financial Crime – Transactions designed to evade taxes or sanctions (shell transactions, trade-based ML). E.g. services aiding tax fraud or customs duties evasion are prohibited by institutions to comply with AML laws